Gap Insurance
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If your car is stolen or written-off your insurance will usually only pay you the depreciated market value on the date of the loss – not what you paid for your car.
GAP (Guaranteed Asset Protection) insurance is available to cover the shortfall between the amount you paid for the vehicle and the insurer's valuation, should the worst happen. Gap Insurance can protect you from losing thousands of pounds due to depreciation on your new car if it is written off. It will give you:
- Added protection on top of your normal insurance if your car is written off
- A payout that plugs the gap between the purchase price and your own insurers payout
Gap Insurance is administered by Future 45 Limited who are authorised and regulated by the Financial Services Authority.
